Independent mortgage advice to suit your specific needs

Let us do the work for you and find you the best deal to suit your needs.

Whether you are looking to remortgage or are a first-time buyer we are here to help. We will be delighted to meet you in our office in Macclesfield, and for most local clients we will be very happy to visit you at home.

We will ensure you fully understand all your options, including all fees and charges. We are fully independent, meaning we can advise on the whole mortgage market, and our first consultation is always FREE, with no obligation.

First-time buyer?

We will provide the advice you need to take your first step up the housing ladder.

In these uncertain times, First Time Buyers are finding it harder than ever to access good quality, impartial advice. We will help you understand how much you can borrow, which houses you can afford and how much the mortgage will cost. We can work with solicitors, estate agents, surveyors and mortgage lenders to help you navigate the house buying maze with confidence, so call us now to speak to someone you can trust who will give you great service.

Purchasing a new home?

Once you’ve found your dream home, let us make the mortgage application easier.

We all know how hard the housing market is at the moment. People who have always bought houses with ease are suddenly being turned down by the banks, and complaints about bank service seem to be rising all the time. To make sure you know what you can afford and how to get it, call or email us and we may be able to make your dream come true, and provide the service you deserve.


My great mortgage deal has come to an end, I want a new one!

It seems easy enough, you had a great mortgage deal for a few years, surely it’s not too much to ask to have another? But is it best to take a fixed rate, a tracker, or even to do nothing and go onto the Standard Variable Rate? Who is offering the best deal? With lenders changing rates every few days and making it so hard to borrow, why not phone us today and get the answers you need and the service you deserve?

buying to let?

Buy to Let can offer great returns, but what are the pros and cons?

The press is full of stories about people getting rich from property investment, but what is the truth? Not only can we make sure the finances add up and you make a profit, we can also ensure you understand the tax implications of being a landlord, and your legal obligations. Speaking to an expert before you buy might make all the difference between a big profit and a big loss, so call us today for a free initial consultation and enjoy great service throughout your mortgage application.

It is always such a pleasure to work with Garry and Lucy, they always work hard to ensure I get the best value for my family

Vicky Lockett